Health and Travel

Group Health Insurance

Protect Your Human Assets
Approximately 90% of workers have no privately arranged insurance protection be it life, health or
pension. Insurance offered by an employer under a group plan is therefore an attractive benefit that
brings peace of mind and a feeling of security, not only to employees but also to their spouses and
dependents.

What is Group Health insurance?
Typically available to companies or organizations of 5 staff or more, Group Health Insurance
encompasses measuring the risk of an employee dying too soon (Life), incurring expenses for medical
treatment (Health and outliving ones financial resources (Pension) and is secured for a defined group of
people. Coverage is offered under one master policy for all employees, reducing operations expenses
and allowing your business to enjoy benefits at a competitive premium, which is less expensive than
individual policies. Additionally, an automatic acceptance level established around employee
demographics means participants may benefit from cover without extensive medical checks.

Group Insurance is an appealing component to an Employee Benefits Program. It not only provides
peace of mind to employees, but can remove the potential for any moral or financial dilemmas for you,
the employer, arising from severe injury, illness or death of an employee.

Serve and Protect Plan

Military and paramilitary duties are a hazardous profession. Officers will have to voluntarily put themselves into potentially dangerous situations in order to protect and serve the communities in which we live. Consequently, they will have to depend on their training, equipment and experience as their first line of defense in order to minimize the risk of injury or death.

However, if or when those defenses are breached in any way, it is only appropriate for the communities they serve, to help protect their families that are left vulnerable to the financial consequences of their honorable actions.

We launched our Serve & Protect Plan to provide, health, life, fire, motor and travel insurance to cover your most valuable assets.

Objective

The objective of this plan is to provide financial protection for persons who are engaged in a hazardous profession and who will have to voluntarily put themselves into potentially dangerous situations in order to protect and serve the communities in which we live. (Police Officers, Firemen, Security Guards & Nurses).

What is covered under the Serve & Protect Plan?

The plan provides, health, life, fire, motor and travel insurance to cover the member’s most valuable assets at discounted rates.

The Minimum number of persons to join within an organization or group is 6 members.

Members of this plan are protected for:

  • Health Care

Medical expenses incurred as a result of an injury or accident covering out-patient, hospitalization and overseas treatment.

  • Vision Care

Expenses for any service or supplies to correct vision, be it examination, lenses and/or frames.

  • Dental Care

Expenses for any treatment or services, be it examination, prophylaxis, extraction etc.

  • Life & Accidental Death & Dismemberment Insurance

Term insurance to the value of the face amount on the policy as a result of death to the insured.

Additional payment of double the value of the face amount of the policy, if death is the result of an accident; or a percentage of the face amount if accident results in loss of limbs or eyes.

  • Fire Insurance

Covering private dwelling, building and/or contents against loss or damage by fire, lightning, explosion, riot, strike, malicious damage, storm, flood, vehicle impact etc.

  • Auto Insurance

Covering private automobiles against physical damage to vehicle as a result of theft, accidental collision, fire and malicious act, and against third-party liabilities that can arise with respect to property damage or bodily injury.

  • Travel Insurance

Expenses for medical treatment or services and additional costs, in case of illness, disability and death whilst travelling outside of your home country.

Guyana Teachers Union Plan

Assuria General (GY) Inc. & Assuria Life (GY) Inc. entered into an agreement with the Guyana Teachers Union to provide the members of the association with special reduced rates and the following insurance benefits:

  • Fire and allied perils for home-owners
  • Auto insurance for private vehicles
  • Group health, dental, & vision care
  • Life, accidental death & dismemberment
  • Travel insurance coverage

The GTU members are protected for:

  • Health Care

Medical expenses incurred as a result of an injury or accident covering out-patient, hospitalization and overseas treatment.

  • Vision Care

Expenses for any service or supplies to correct vision, be it examination, lenses and/or frames.

  • Dental Care

Expenses for any treatment or services, be it examination, prophylaxis, extraction etc.

  • Life & Accidental Death & Dismemberment Insurance

Term insurance to the value of the face amount on the policy as a result of death to the insured.

Additional payment of double the value of the face amount of the policy, if death is the result of an accident; or a percentage of the face amount if accident results in loss of limbs or eyes.

  • Fire Insurance

Covering private dwelling, building and or contents against loss or damage by fire, lightning, explosion, riot, strike, malicious damage, storm, flood, vehicle impact etc.

  • Auto Insurance

Covering private automobiles against physical damage to vehicle as a result of theft, accidental collision, fire and malicious act and against third-party liabilities that can arise with respect to property damage or bodily injury.

  • Travel Insurance

Expenses for medical treatment or services and additional costs, in case of illness, disability and death whilst travelling outside of your home country.

Guyana Nurses Association Plan

Assuria General (GY) Inc. & Assuria Life (GY) Inc. entered into an agreement with the Guyana Nurses Association to provide the members of the association with special reduced rates and the following insurance benefits:

  • Fire and allied perils for home-owners
  • Auto insurance for private vehicles
  • Group health, dental, & vision care
  • Life, accidental death & dismemberment
  • Travel insurance coverage

The GNA members are protected for:

  • Health Care

Medical expenses incurred as a result of an injury or accident covering out-patient, hospitalization and overseas treatment.

  • Vision Care

Expenses for any service or supplies to correct vision, be it examination, lenses and/or frames.

  • Dental Care

Expenses for any treatment or services, be it examination, prophylaxis, extraction etc.

  • Life & Accidental Death & Dismemberment Insurance

Term insurance to the value of the face amount on the policy as a result of death to the insured.

Additional payment of double the value of the face amount of the policy, if death is the result of an accident; or a percentage of the face amount if accident results in loss of limbs or eyes.

  • Fire Insurance

Covering private dwelling, building and or contents against loss or damage by fire, lightning, explosion, riot, strike, malicious damage, storm, flood, vehicle impact etc.

  • Auto Insurance

Covering private automobiles against physical damage to vehicle as a result of theft, accidental collision, fire and malicious act and against third-party liabilities that can arise with respect to property damage or bodily injury.

  • Travel Insurance

Expenses for medical treatment or services and additional costs, in case of illness, disability and death whilst travelling outside of your home country.

International Health Insurance

What Is International Health Insurance?

  • This is a Medical Insurance Plan which will provide you and each member of your family financial coverage for all covered illnesses and injuries.
  • Members will be covered for treatment both locally and overseas. In the event that you or someone in your family is catastrophically ill or is involved in an accident, no matter where you are in the world, the best medical care by the most qualified doctors will be made available to you.
  • Coverage is subject to a maximum limit of USD 2,000,000 offered under the plan.

International Travel Insurance

The objective of this program is to provide financial protection against unexpected events to persons traveling to different countries throughout the world against unexpected events.

For Schengen countries, parts of Europe and some countries of the world, persons visiting these countries are required to be covered under an international travel insurance plan, not only for visa purposes but in the event of a medical emergency.

There are three (3) types of travel insurance plans, namely TRIAS Europe, TRIAS World and TRIAS Caribbean, with coverages ranging from Euros 35,000, USD 50,000 to USD 100,000.

For a very affordable premium the plans will provide these benefits and services if the following occurs:

  • Visas requirement
  • Emergency evacuations for non-medical reasons (war, civil unrest, natural disasters or other causes
  • Repatriation of mortal remains as a result of death
  • Unexpected medical expenses
  • Accidental loss of limbs & or permanent disability
  • New Sickness – medical expenses
  • Baggage delay, loss and/or theft
  • Loss of passport
  • Missed departure
  • Legal expenses
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