If you cause an accident or someone is injured on your property, you could find yourself legally liable for the resulting expenses. Liability Insurance covers a policyholder’s legal money owed or expected to be owed resulting from injuries to other persons or damage to their property.
Visit any of Assuria’s locations countrywide or call to find out more on these types of Liabilities that we cover.
• Consequential Loss/Business Interruption
This type of policy covers loss resulting from necessary Interruption of Business caused by direct physical loss or damage, as a result of fire & lightning, explosion, riot & strike, civil commotion, malicious damage, aircraft & vehicle damage, earthquake, subsidence & landslip, flood & tidal wave, burst pipes, bush fire and spontaneous combustion perils.
• Employers Liability
A policy that provides protection to the insured for legal liability of damages (including claimant’s costs and expenses) with respect to bodily injury or death, sustained by any person under a contract of service with the insured.
• Public Liability
This provides an insurance to the insured for legal liability to third parties for damages (including claimant’s costs and expenses) with respect to bodily injury or death and for any loss or damage to property which happens in connection with the business of the insured.