A Rider is an addition to a policy that modifies its conditions by expanding or restricting benefits or excluding certain conditions from coverage.
At Assuria you have access to these Riders:
• Personal accident
Covers the policyholder/s or beneficiaries for personal injury or losses suffered by the policyholder as a result of an accident.
• Glass breakage
Extension to cover windows or windscreen.
• Lose of use
Reimburses you for your transportation costs, while your vehicle is being repaired or replaced after being damaged by an insured peril for which we are paying such claim.
• Medical Expenses
An extension to over the policyholder or driver for injuries as a result of an accident.
• Under Insurance
This covers the insured for damages where the Third Party was liable for the accident.
Benefits of Assuria’s Motor Insurance
• 10% Safe Driver Discount on Comprehensive policies.
• Free Insurance to drive in Suriname. A valid Motor Insurance from Assuria in Guyana gives you a valid Insurance to Drive in Suriname. One insurance for two countries on a single certificate. Don’t believe it? Click here to see for yourself!
• Multi Business Discounts. If you have another type of insurance policy existing at Assuria, for example, Fire or Life Policy, you are eligible for discounts on your Motor Insurance Policy.
• Fleet Discount. Once you have 2 vehicles or more insured at Assuria with active policies you are eligible for discounts on all of those policies. The more vehicles you insure with us the more discounts you are eligible for. This is just one of our ways of giving back to our loyal customers.
• Choice of Premiums and Deductibles. One size does not fit all! At Assuria, we believe in offering solutions to suit our customers’ needs. We want you to be comfortable with your choice. This is why we provide affordable options with rates that allow you to select a Motor Insurance Policy that suits your budget or needs.
• No Claims Bonus. We encourage our drivers to use the roadways safely and we reward you for doing so. If no claim is made during the valid period of a policy, then upon renewing the policy you are entitled to a reduction in the Premium.
• ISO certification. This means that we provide you with quality service that meets international standards at no extra cost to you.
There are benefits for you and your family with Assuria’s Motor Insurance. These packages were designed to give you even more!
• Female Plan
Female drivers can look forward to FREE extensions on their motor insurance. These may include Loss of Use, Personal Accident, Glass Breakage, and more.
• Group Plan
If you have another type of insurance with Assuria, whether a Life Policy, a Group Medical Plan, Fire Insurance, or any other, you will receive discounts on your Motor Policy as well as the other existing insurances.
• Preferred Zones for Mini Buses
Mini buses which operate within the safest zones or zones where accidents are least likely to happen will enjoy reduced premiums.
Contact us for further information or to receive a quotation.